Attractive terms
With our J Trust Royal Home Loan you can borrow up to 80% of the value of the property at low and competitive interest rates for up to 20 years.
Interest rate | 8.25% p.a. for loan limit US$200,000 and above (variable)
8.50% p.a. for loan limit below US$200,000 (variable) |
Loan approval fee | 1% of loan amount |
Minimum loan amount | US$20,000 |
Maximum loan amount | Up to 80% of the property valuation or US$1.5M (whichever is lower) |
Maximum loan term | 20 years |
Early repayment fee | 4% for lump sum payment within lock-in period |
Redraw fee | US$100 |
One-off associated costs (payable when Letter of Offer is issued) |
Property valuation: US$150-$250
Legal fee: $200 Collateral title deed registration: starts from $185* |
Other one-off associated costs | Fire insurance (must be renewed annually) |
Interest rate is calculated daily and charged at the end of each month.
All of these fees are subject to change without notice.
How to apply
- Read our guide: '7 steps to purchase your property' so you know what to expect from the application process.
- Please fill in this short home loan enquiry form and one of our expert Lending Managers will contact you within one business day.
- Be sure to review our pricing and terms and conditions.
12 Phnom Penh