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Residential Home Loan

July 22, 2020
Views: 1416
Ad ID: 9827
Contact Information

Attractive terms

With our J Trust Royal Home Loan you can borrow up to 80% of the value of the property at low and competitive interest rates for up to 20 years.

Interest rate 8.25% p.a. for loan limit US$200,000 and above (variable)

8.50% p.a. for loan limit below US$200,000 (variable)

Loan approval fee 1% of loan amount
Minimum loan amount US$20,000
Maximum loan amount Up to 80% of the property valuation or US$1.5M (whichever is lower)
Maximum loan term 20 years
Early repayment fee 4% for lump sum payment within lock-in period
Redraw fee US$100
One-off associated costs
(payable when Letter of Offer is issued)
Property valuation:  US$150-$250

Legal fee:  $200

Collateral title deed registration:  starts from $185*
*Charge is dependent on where the property is located.

Other one-off associated costs Fire insurance (must be renewed annually)

Interest rate is calculated daily and charged at the end of each month.
All of these fees are subject to change without notice.

How to apply

Phone: 078 222 082
Address: 12 Phnom Penh
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