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Home Equity Loan

7月 22, 2020
Views: 1207
Ad ID: 9829
Contact Information

Features & benefits

- Only pay interest on what you withdraw

If you do not withdraw funds from your approved line of credit, we will not charge you interest.

- Full flexibility to withdraw what you need, when you need it

It is a line of credit, so you can keep depositing and withdrawing up to your approved credit limit.

- Repayments that suit you

You can choose your own repayment schedule.

- Easy access to your money

You can access your money any time using ATMs, our Internet Banking or JTR Mobile tools.

- Transparent fees

All fees associated with opening a Home Equity Loan will be communicated with you clearly and early-on so you know exactly what to expect.

The numbers

Interest rate 8.25% p.a. for loan limit US$200,000 and above (variable)

8.50% p.a. for loan limit below US$200,000 (variable)

Loan approval fee 1% of loan amount
Minimum loan amount US$10,000
Maximum loan amount Up to 80% of the property valuation or $1.5M (whichever is lower)
Maximum loan term 15 years
Early repayment fee 4% for lump sum payment within lock-in period
Redraw fee US$100
One-off associated costs
(payable when Letter of Offer is issued)
Property valuation:  US$150-$250

Legal fee:  $200

Collateral title deed registration:  starts from $185*
*Charge is dependent on where the property is located.

Other one-off associated costs Fire insurance (must be renewed annually)

Interest rate is calculated daily and charged at the end of each month.
All of these fees are subject to change without notice.

How to apply

Phone: 078 222 082
Address: 12 Phnom Penh
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